Our Insights
Explore some of our insights & news with which we aim to keep ourselves and our clients informed of the latest trends and challenges in Financial Services.
Virtusa and Valentia Partners recently hosted a senior-level roundtable to examine the UK’s fast-approaching cryptoasset authorisation regime, as this marks a fundamental transformation of the regulatory landscape for every firm operating in this space. The roundtable brought together practitioners across the cryptoasset ecosystem to discuss the new regime and share insights on how firms are approaching authorisation.
Virtusa and Valentia Partners recently hosted a senior-level roundtable to examine the UK’s fast-approaching cryptoasset authorisation regime, as this marks a fundamental transformation of the regulatory landscape for every firm operating in this space. The roundtable brought together practitioners across the cryptoasset ecosystem to discuss the new regime and share insights on how firms are approaching authorisation.
An evolving macroeconomic climate poses a far greater risk to liquidity and idle cash than ever before, and treasuries must explore new ways to instil robust tools to provide sufficient liquidity and protect the underlying value of cash. And whilst this advice has existed for some time, the paradigm shift within treasury has now latched onto the broader technology capabilities on offer to drive real change.
In the modern fast-paced capital markets, every second counts. Imagine executing a trade in Frankfurt, affirming it in Luxembourg, and seeing assets delivered in a matter of hours.
That’s the promise of the emerging rollout of T+1 Settlement across the European Union and UK. Slated for full effect by October 2027, this regulatory leap doesn’t just align the European markets with heavyweight counterparts such as the US, Canada and India; it rewrites the pace and risk profile of securities trading across the entire continent.
Firms across Wealth Management are grappling with rapidly evolving client expectations, increasing regulatory complexity, and rising cost pressures – all while striving to scale and differentiate in an increasingly competitive marketplace.
Digital transformation shouldn’t be a one-off, it should be a core competency. With the right structure, firms can embed agility, accountability, and innovation across the organisation.
The European Union's proposed Payment Services Directive 3 (PSD3) and Payment Services Regulation (PSR) represent a significant evolution in the payments landscape for Financial Services. These changes aim to enhance security, foster innovation, and level the playing field between traditional banks and non-bank payment service providers (PSPs), ultimately delivering greater protection, choice and convenience for the customer.
The evolving regulatory landscape under PSD3 and PSR presents both significant challenges and unique opportunities for Bank PSPs, requiring a proactive, innovation-led response to remain competitive and retain or grow customer relationship primacy.
ERP consolidation plays a fundamental role in creating value throughout the investment lifecycle, allowing firms to reduce costs and enhance commercial offerings with future-proofed and scalable capability. However, post-merger, companies often inherit multiple systems performing similar functions, creating friction to maximising value through the buy-and-build approach.
The financial services industry is at a pivotal point in time. What was once built on face-to-face meetings, extensive paperwork, and manual processes is now being rapidly reshaped by digitisation. Consumers expect seamless digital experiences in every aspect of their lives—banking, shopping, healthcare, and now, wealth management. This shift is redefining customer expectations, rendering traditional performance metrics obsolete, and fundamentally altering what drives profitability.
The Fundamental Review of the Trading Book (FRTB) is a set of regulatory standards developed by the Basel Committee on Banking Supervision (BCBS) as a part of its broader Basel III framework. FRTB aims to address shortcomings in the existing trading book framework, enhance risk management practices, and ensure that banks hold sufficient capital against their risk exposures. In this paper, we will be addressing the new FRTB rule, what it is, and its impact on organisations.