The FCA’s new Consumer Duty regulation has had a profound impact on the financial services market since it’s go-live in July-23. Valentia Partners takes a look at some of the challenges firms have faced since Day 1, what is required to implement effective monitoring and reporting processes, and how firms can future-proof procedures to ensure they act in the interests of their consumers in the future.

Valentia Partners takes a closer look at recent sustainability requirements that may have implications for Financial Services businesses and their clients. On the 28th of November 2023, the UK Financial Conduct Authority (FCA) published the Sustainability Disclosure Requirements (SDR). This policy aims to address risks of ‘greenwashing’ and enhance transparency across sustainable investments.

Entry Strategies for Traditional Firms.

Three tokenization solutions attracting investment.

Approaching the Consultation Packages.

Six indicators that signal the direction of digital asset adoption.

Environment, Social and Governance are a sometimes-uncomfortable juxtaposition of ideas. Collectively they speak to sustainability and catalyse change across the operating models of Financial Services business. Here we discuss how to engage, prioritise and deliver ESG-inspired change in Financial Services.

Financial Services customers will each have their own ideas as to how ESG should be factored into the service they receive. Standard customer journeys cannot accommodate this. We address what needs to change.

ESG is an industry changing opportunity to embrace sustainability and access new, long-term value pools. It’s also an enormous challenge for Data and Analytics capabilities.

Upcoming UK ESG regulation may be the most important shift yet for authentically sustainable finance.

The combined effects of climate change, socio-economic change, and the shift towards a more credit driven economy expose lenders to greater and more diverse risks than ever before. ‘ESG’ provides a framework that enables sustainability analysis.

Preparing for the landmark EU regulation.

Financial Services Regulation Changes and Trends – 2023 and Beyond

Valentia Partners on LinkedIn: Rethinking how we create and inhabit space in a digitally-connected world.

Valentia Partners on LinkedIn: As a firm much of our work is with large establishing Financial institutions, but we have also worked with, and been involved building, Fintechs and Neobanks.

Valentia Partners on LinkedIn: As Covid 19, Brexit and low interest rates continue to cast a shadow over economic prospects, one of the common themes across many of Valentia’s financial services clients in the last quarter of this year is how to cut costs in 2021 without cutting service.

The global move towards more sustainable business and “greener” economies is undeniable. Governments and businesses are adapting their strategies to integrate sustainable principles into their policies and models. In the finance industry, concepts such as “green finance” have highlighted the importance of a sustainable financial system and its crucial role for the planet’s sustainable development.

With regulation beginning to encompass cryptocurrency and crypto exchanges we look at the doors that are opening as well as closing within this marketplace.

Valentia Partners on LinkedIn: Every financial services institution I talk to is anticipating digital-first as the the new normal following the pandemic.

Immutability, transparency, and security in Bitcoin and Proof of Work consensus.