We are a Financial Services Management Consultancy specialising in shaping, planning and executing strategic programmes for our partners.

Firms across Wealth Management are grappling with rapidly evolving client expectations, increasing regulatory complexity, and rising cost pressures – all while striving to scale and differentiate in an increasingly competitive marketplace.

Digital transformation shouldn’t be a one-off, it should be a core competency. With the right structure, firms can embed agility, accountability, and innovation across the organisation.

The European Union's proposed Payment Services Directive 3 (PSD3) and Payment Services Regulation (PSR) represent a significant evolution in the payments landscape for Financial Services. These changes aim to enhance security, foster innovation, and level the playing field between traditional banks and non-bank payment service providers (PSPs), ultimately delivering greater protection, choice and convenience for the customer.

The evolving regulatory landscape under PSD3 and PSR presents both significant challenges and unique opportunities for Bank PSPs, requiring a proactive, innovation-led response to remain competitive and retain or grow customer relationship primacy.