Regulatory Licensing & Passporting

• Programme management and oversight of the Central Bank's licensing process including both E-Money Institution (EMI) license and Virtual Assets (VASP) registration.​

• Ensured a full comprehensive set of documentation to support the EMI License and VASP Registration.​

• Developed a complete set of business requirement documents for passporting licences across the EU and identified distinct requirements per member state.

EEA launch & Expansion

• Completed requirements gathering and developed a control structure and plans for implementation with a full testing and delivery roadmap.​

• Designed the Organisational Structure, KPIs, Controls and reporting required. Ensured a migration strategy for existing customers to newly established EEA legal entities.​

• Developed significant research and set launch sequencing strategy and country prioritisation which aligned with key business goals.

Regulatory operating model

• Successfully consolidated all regulatory divisions into one new regulatory reporting system. ​

• Established the Treasury area, managed transition from old to new reporting system and amalgamated fragmented returns into a centralized Group return - which could be sent to the Central Bank.​

• ​Produced the suite of statistical reports for the Central Bank and embedded best practice within the regulatory reporting area.

EU Banking expansion​

• Established a €30bn Mortgage Bank subsidiary for a major European bank, forming a new legal entity.​

• ​Successfully liaised with the local banking regulator, leading to the approval of the EU banking licence application within six months.​

• Developed a comprehensive banking licence application, including the creation of a new set of governance, policy, and process banking documentation, while also revising risk models for capital adequacy assessment of the new legal entity.

European Funds Banking Franchise design / delivery​

• Led strategy work and project delivery to build a European Funds Banking Franchise. Income uplift forecast at £48m / year within 5 years. ​

• ​Built overall business proposition, led go-to-market strategy to enable a phased product roll-out, and defined overarching Finance, Risk, and Compliance frameworks. ​

• Delivered technology and data architecture, including consideration for cross-border restrictions of data sharing.

Depository transformation and cloud data platform

• Redesigned the business model to position Depositary at the heart of an automated data-driven Funds ecosystem. ​

• ​Produced the Board strategy papers, defined the blueprint outlining architecture for an API-enabled cloud data platform and streamlined operating model. ​

• Shaped a 3-year £30m transformation, currently on track to deliver £100m income uplift over 5 years.

Treasury strategy and transformation

• Established a 3-year Treasury strategy and blueprint, worked with Treasurer and CFO – focused on BS management, and operating model. ​

• ​Designed all technology architecture and operating model transformation. ​

• Unlocked a capacity for £0.8bn of new lending, with a potential income uplift of £50m / year within 18 months from delivery.